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*Monthly payments are estimations only. 

**©Jet HomeLoans, LP SM (“Jet”) NMLS ID# 1660135. Corporate Office: 14701 Philips Highway, Suite 202, Jacksonville, FL 32256 | 833-270-7191. Georgia Residential Mortgage Licensee# 58935. Jet HomeLoans is a partnership with ���ϳԹ���. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. NMLS Consumer Access: www.nmlsconsumeraccess.org. *FHA Scenario is an estimate and is based on primary residences only, 640 FICO score and a 2/1 buydown on a $400,000 purchase price with an FHA 30-year agreement (360 months) fixed rate loan amount of $392,755 at 96.5% LTV. Year 1 (0-12 months) rate at 2.99%, APR of 5.959%, and monthly payment of $1,829; Year 2 (13-24 months) rate at 3.99%, APR of 5.959%, and monthly payment of $2,048; Years 3-30 (25-360 months) rate at 4.99%, APR of 5.959%, and monthly payment of $2,282. Monthly payments include principal, interest, and mortgage insurance. Example payment does not include property taxes, homeowners’ insurance, HOA or CDD (if applicable) and payment obligation may be greater. **4.99% rate is based on a builder paid forward commitment to buydown the market rate. The forward commitment is offered on government loans for primary residences only. See your builder representative for further details on expiration terms and available homesites. This is not a commitment to lend. Offers and incentives require financing with Jet, however borrower does not have to utilize this affiliate for financing to purchase a home from the builder. Offer valid for select homesites on loans closed on or before May 29, 2026.

***This offer only applies for the purchase of select existing or under construction inventory homes from ���ϳԹ��� in the Wilmington metropolitan area with an original contract purchase date of May 1, 2026 through May 30, 2026 that can close by June 30, 2026. Washer, dryer, refrigerator and blinds package consists of a 4.0 Cu. Ft. Top Load Washer WWTW4105SW 7.0 CU Ft  Front Load Electric Dryer WWED4105SW, a stainless-steel finish side by side 24 cu. Ft. refrigerator WWRS315SDHM, and 2” Faux Wood Window blinds. Pedestals not included with washer and dryer. ���ϳԹ��� reserves the right to substitute appliances or blinds, based on availability.

****When electing to finance with JET HomeLoans, LP, ���ϳԹ��� will contribute up to $7,500 toward buyer’s closing costs. Credit will be issued as a seller credit at closing. Closing costs are Non-Recurring costs or Settlement Fees. Credit may not exceed the actual closing costs amount. Excludes discount points, builder fee, escrows, prepaid items, prorations, mortgage insurance, funding fees and/or other costs outlined in the purchase and sale agreement. Offer valid on select inventory only for contracts written by 5/31/26 and closed by 6/30/26. This is not a commitment to lend. Offers and incentives require financing with Jet, however borrower does not have to utilize this affiliate for financing to purchase a home from the builder.